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Everything You Need to Know About Medicaloc: How It Works, Benefits, and Services for Patients

Medicaloc is a provider specialized in the rental and sale of medical equipment intended for home care. Its activity covers the provision…

Médecin généraliste en consultation avec un patient âgé dans un cabinet médical chaleureux illustrant le service Medicaloc
5 min read

Medicaloc is a provider specialized in the rental and sale of medical equipment intended for home care. Its activity covers the provision of equipment (hospital bed, wheelchair, anti-decubitus mattress, adapted bathroom equipment) for patients in recovery, experiencing loss of autonomy, or with disabilities.

Registration for the LPP and conditions for reimbursement of medical equipment

Before renting or purchasing a medical device, a regulatory point deserves to be understood. The reimbursement depends on the registration of the product on the List of reimbursable products and services (LPP). A piece of equipment may be perfectly suited to a clinical need without being on this list, which means zero coverage by Health Insurance.

When the product is registered on the LPP, reimbursement is based on a regulated pricing structure. The price charged by the provider may exceed this base. The patient then bears a remaining charge, covered in whole or in part by their supplementary health insurance.

This mechanism explains why detailed quotes are necessary. A provider like Medicaloc supplies these documents to allow the patient to verify the gap between the responsibility rate and the actual price, and then to contact their mutual insurance company in advance. Finding information about Medicaloc helps prepare this comparison before any order.

Young woman consulting an online medical appointment booking platform from her home with a laptop

Rental of medical equipment at home: when and why to rent

Renting is more suitable than buying when the need is temporary or evolving. After a hip fracture, for example, an electric hospital bed is necessary for a few weeks to a few months. Purchasing this equipment represents a disproportionate investment compared to the duration of use.

Renting also allows for adjusting the equipment as recovery progresses. A patient may start with a manual wheelchair and then move to a walker, without bearing the cumulative cost of two successive purchases.

Criteria to check before signing a rental contract

  • The compliance of the equipment with current safety standards and its possible registration on the LPP, which conditions reimbursement
  • The maintenance and replacement terms in case of breakdown, as a hospital bed stuck in a low position poses an immediate safety issue for the patient
  • The minimum commitment duration and the conditions for early return, often linked to the evolution of health status
  • The breakdown of the monthly rate, distinguishing the reimbursable part from the part remaining to be paid

Equipment offered by Medicaloc: from hospital beds to shower equipment

The catalog of a home care provider covers several families of products. The most requested relate to comfort in bed and safety in the bathroom, two areas where the risk of falling is highest.

Hospital bed and adapted mattress

The variable height hospital bed facilitates transfers and reduces the efforts of both the patient and the caregiver. The anti-decubitus mattress complements this setup for patients confined to bed for long periods. The choice between a static mattress (viscoelastic foam) and a dynamic mattress (alternating pressure) depends on the level of risk assessed by the prescriber.

Bathroom equipment and secure shower

Wall-mounted shower seat, grab bar, toilet riser: these products transform a standard bathroom into an accessible space. Adapting the shower is often the first modification recommended after hospitalization. An ill-fitted or unstable shower stool increases the risk instead of reducing it, highlighting the importance of professional advice.

Wheelchair and mobility assistance

The manual wheelchair remains the most common device for short-term rental. For patients in nursing homes or clinics, specific models (reclining backrest, removable leg rests) meet precise postural constraints.

Pharmacist handing a medical prescription to a patient in a modern pharmacy illustrating health services accessible via Medicaloc

Funding beyond Health Insurance reimbursement

Standard reimbursement does not always cover the full cost. Two public schemes can complement the coverage, but their operation differs from the usual social security circuit.

The APA (personalized autonomy allowance) finances a support plan developed by the department. It concerns elderly people experiencing loss of autonomy and can cover part of the medical equipment at home, provided that the equipment is included in the plan validated by the medical-social team.

The PCH (disability compensation benefit) intervenes based on other criteria, related to the degree of disability. In both cases, equipment purchased or rented before administrative approval is generally not reimbursed retroactively. Initiating the request before the delivery of the equipment avoids bearing the expense alone.

  • APA: request to the departmental council, home assessment by a dedicated team, then notification of the support plan
  • PCH: request to the MDPH, instruction by the multidisciplinary team, decision by the rights and autonomy commission
  • Supplementary health insurance: check specific “medical equipment” or “appliance” packages, whose limits vary according to contracts

The administrative process may seem cumbersome. An experienced provider assists the patient in assembling the file, identifying the required documents and anticipated deadlines. This coordination role between the prescriber, the funding organization, and the patient constitutes a significant part of the service provided by organizations like Medicaloc.

The choice between renting and buying, the type of mattress or chair, the financial arrangement: each decision depends on a specific health condition and a particular administrative situation. Consulting one’s primary care physician for the prescription, then comparing the provider’s quote to the rates of their mutual insurance and available departmental aids remains the most reliable sequence to limit the remaining charge.

Everything You Need to Know About Medicaloc: How It Works, Benefits, and Services for Patients